Curated Solutions. Architected for Impact.

---

 At VIG Consulting, we don’t sell products—we curate possibilities. Each strategy is hand-selected and precisely structured to close the Value and Information Gap for our clients. Below are examples of the tools we deploy, refine, or architect on behalf of families, founders, and family offices. 

Captive Insurance Design and Employee Benefits Savings
For qualifying businesses, we establish custom insurance companies that allow clients to insure risks, capture underwriting profits, and benefit from powerful tax advantages. Our approach blends actuarial precision with enterprise value creation. 

Premium-Financed Life Insurance
We help clients acquire large insurance policies using third-party financing—preserving liquidity while securing significant coverage for estate planning, tax efficiency, and wealth replacement.

Private Placement Life Insurance (PPLI)PPLI is the elite family office tool for achieving tax-deferred or tax-free growth inside a private insurance wrapper. We design these structures for privacy, asset protection, and alignment with long-term wealth transfer goals. 

Customized Risk Allocation Strategies
We architect bespoke investment portfolios that integrate both public and private market exposure—balanced with each client’s unique goals for risk, liquidity, income, and legacy. Our open-architecture approach ensures there’s no proprietary bias—just precision alignment.

Tax-Loss Harvesting Optimization
We implement ongoing, proactive tax-loss harvesting across portfolios to unlock tax alpha—transforming volatility into opportunity. This discipline creates long-term efficiency without sacrificing asset class exposure.

Custom Long/Short Tax-Efficient Strategies
We help clients access institutional long/short investment approaches that are designed with embedded tax alpha. These strategies use realized losses and holding period design to minimize short-term gains and manage taxable exposure in real time. Depending on when implemented, it could off-set upto 70% of a clients gain with losses. 

Private Credit & Direct Lending
For clients seeking yield without the full volatility of equities, we structure access to premium private credit and direct lending opportunities—often reserved for institutional allocators.

Alternative Investment Curation
From hedge funds to secondaries to niche private markets, we curate best-in-class alternative vehicles—balancing access, transparency, and strategy fit. We also guide clients through proper entity structuring for optimal tax treatment.

Opportunity Zone Structuring
We design Opportunity Zone investments for qualified capital gains, giving clients a way to reduce or defer taxes while investing in long-term, mission-aligned growth.

Tax-Efficient Transitions. Institutional Liquidity. Legacy-Aligned Structuring.

We specialize in helping real estate investors, developers, and owners unlock value while minimizing tax exposure and maximizing strategic optionality. Whether you're planning a generational wealth transfer or seeking liquidity without disruption, our curated solutions are designed to work harder and smarter than traditional exit paths.

1031 Exchanges & Delaware Statutory Trusts (DSTs)
We guide clients through advanced like-kind exchanges, allowing them to defer capital gains tax while seamlessly transitioning into diversified, institutional-grade real estate portfolios via DSTs. Our team ensures compliance, timing precision, and alignment with income or legacy goals.

721 UPREIT Transactions
For clients looking to exit appreciated real estate while maintaining equity exposure, we structure 721 UPREIT contributions that convert physical property into operating partnership units within a REIT—offering tax deferral, income potential, and access to institutional liquidity without triggering capital gains.

Zero-Coupon Real Estate Strategies with Cash Re-advance (Up to 85%)
Designed for high-net-worth individuals and family offices seeking tax-free liquidity, these strategies involve zero-coupon leaseback structures that generate immediate, non-taxable liquidity through lender re-advances—up to 85% of value. These deals preserve long-term control and income while unlocking short-term capital for reinvestment, philanthropic giving, or estate planning.

Asset-Based Lending & Strategic Liquidity:

 - On-Balance Sheet Financing for premium real estate and illiquid holdings
- CMBS & Structured Real Estate Refinancing for stabilized or value-add properties
- Securities-Backed Lines of Credit and portfolio leverage with tax-sensitive design
- Jet & Yacht Financing with premium underwriting and privacy protocols

 - Luxury Asset Monetization (art, wine, collectibles, etc.)
 

Business Liquidity & Exit Planning:

 - Investment Banking Advisory for company sales, recapitalizations, and roll-ups
- M&A Strategy & Due Diligence Support
- Company Valuation & Strategic Positioning for future exit
- Pre-Transaction Structuring to reduce taxes and increase sale proceeds
- Phantom Stock, Deferred Comp & Key-Person Incentive Design

 - Family Business Transition Planning 

 At VIG Consulting, we are committed to delivering clarity, precision, and strategic advantage across every facet of wealth and legacy planning. From tax optimization to capital markets, family governance to advanced insurance structures—we serve as your architect, your integrator, and your most trusted sounding board.

The strategies and services listed above represent only a portion of the tools we help implement. Every client engagement begins with discovery, and from there, we curate a plan—and a team—built specifically for your needs.

If you have a complex challenge, confidential situation, or a goal that demands more than conventional advice—start with a conversation.
Let’s uncover what’s possible.